Understanding Credit Unions: How We’re Different From Banks
Credit unions are more than just financial institutions—we’re member-owned cooperatives. Discover what sets us apart and how that benefits you.
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Personal Loans
Your Life, Your Terms
From medical expenses to home improvements or consolidating debt, our personal loans offer flexibility and support when you need it most.
- Fast approvals
- Flexible repayment terms
- Competitive interest rates
Vehicle Loans
Drive What Moves You
Whether you’re buying your first vehicle or upgrading, our vehicle loans offer up to 100% financing and fast turnaround to get you on the road.
- Up to 100% financing
- Low interest rates
- Quick approval process
Education Loans
Invest in Your Future
Support your academic journey with funding that grows with your goals. Ideal for tuition, books, or certification programs.
- Affordable repayment plans
- Loans for local & international studies
- Easy application process
Whether you’re saving for the future, planning a big move, or managing everyday expenses, we’re here to support you with personalised service, financial education, and products that work for you.
Loan Calculator
Loan Calculator
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Ready to Apply?
Get your loan approved quickly with TEXTEL CU's competitive rates and flexible terms.
OUR FOUNDATION
Over 40 years of serving members with care, clarity, and community focus.
At TEXTEL Credit Union, our legacy is built on trust. We offer financial services that empower our members to grow, achieve, and succeed with confidence.
- Member-owned, not-for-profit
- Proven financial leadership
- Service with integrity
MEMBER VALUE
Practical financial solutions built to support your life and goals
Whether you’re planning, borrowing, or saving, we’re here to guide you. Our products are tailored to support your financial well-being at every stage.
- Affordable personal and vehicle loans
- Smart savings & investment options
- Free financial education
News Center
Latest News and Blog Posts
TEXTEL Launches Appointment Booking for Faster Service
No more long waits—TEXTEL Credit Union now offers online appointment booking. Learn how to schedule your visit and get personalized service on your time.
5 Smart Money Habits Every Credit Union Member Should Adopt
Developing consistent financial habits can help members reach their goals faster. Here are five simple practices to build savings, manage debt, and improve your overall financial health.
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