đ This Holiday Season, TEXTEL Credit Union brings you the ultimate festive loan designed to meet your needs and spread the holiday cheer! đ
Tis the Season Loan
Perfect for spreading holiday joy or preparing for the new year!
Features: đ°Â Maximum Loan Amount: $20,000.00 đ Interest Rate: 0.9% Monthly on Reducing Balance âłÂ Payment Flexibility: Start payments immediately or delay until January 2025! đ Maximum Repayment Period: 36 Months (subject to Credit Committee approval) đ Secured by shares and character per our lending policy. Important Details: đ Interest will accrue from the start and be added to the principal if payments are delayed. đ  Stand-alone loan, with repayments treated separately from other loans. đ” Funds disbursed via cheque or bank transfer. Unusual payments will be reviewed. đ Maximum Loans to Share Ratio: 2:1.
Your perfect choice for a manageable, unsecured loan with flexibility and ease! Loan Details: đ Interest Rate: 1.25% Monthly on Reducing Balance đ” Maximum Loan Amount: $5,000.00 đ  Repayment Period: Maximum of 9 months đłÂ Monthly Payment Example: $600.00 for $5,000 over 9 months đ Stand-alone loan, separate from existing obligations.đ For more information: Click the link below, call us at 624-1244, or email loans@textelcu.com. CLICK HERE
Vacation 1-2-3 Loan
Ready for your dream vacation or major purchase? Our Vacation Loan is the way to go! Loan Details: đ°Â Maximum Loan Amount: $60,000 đ Loan Disbursement Examples:
If you borrow $60,000 and have $10,000 in available unencumbered shares:
  $20,000 to shares
  $40,000 for your use
If you borrow $60,000 and have $3,000 in available unencumbered shares:
  $27,000 to shares
  $33,000 for your use
đ Secured by shares and character in accordance with our loan policy. Normal lending criteria apply. đ Interest Rate: 1% Monthly on Reducing Balanceđ For more information: Click the link below, call us at 624-1244, or email loans@textelcu.com. CLICK HERE
Regular Loan
Need a larger loan with long-term flexibility? Our Regular Loan is just what you need! Loan Features: đ°Â Maximum Loan Amount: Based on 2 times your available unencumbered shares. đ Interest Rate: 1% Monthly on Reducing Loan Principal Balance đ  Maximum Repayment Period: Up to 120 months (10 years)
đ For more information: call us at 624-1244, or email loans@textelcu.com.
Want to Know How Much You Can Qualify For?
Find out now with our Loan Calculator! đĄ Click the link below to use our Loan Calculator and determine how much you can borrow today! LOAN CALCULATOR
