⚙️ We’re in beta until Dec 1. 2025 — fine-tuning your experience.
TAKE IT EASY 1-2-3 Loan
Smart, Flexible Borrowing Secured by Shares & Character
Low
Interest
Flexible
Terms
Borrow up to
60k
Loan to Share Ratio
2:1
Ready to relax and reach your financial goals with confidence? TEXTEL Credit Union’s TAKE IT EASY 1-2-3 LOAN makes it simple to borrow smart — with low interest, flexible terms, and the support you deserve.
Perfect For:
- Carnival Celebration – Celebrate in style!
- Relaxing Getaway – Recharge with a dream vacation
- Back-to-School Prep – Gear up for the new term
- Car Repairs – Keep your vehicle road-ready
- Home Renovations – Turn your house into your dream home
Security: Backed by your shares and your character
— built through your payment and savings history with us.
Salary Deduction? ...Even better!
How It Works
Example 1:
You borrow $60,000 and have $5,000 in Shares:
$25,000 goes to Shares
$35,000 goes directly to you
Example 2:
You borrow $60,000 and have $2,000 in Shares:
$28,000 goes to Shares
$32,000 goes directly to you
The more shares you have, the more funds go into your pocket!
Requirements
To apply, you’ll need:
- Two (2) valid forms of ID
- A Utility Bill (not older than 3 months)
- Proof of Loan Purpose (e.g., invoice, quotation)
- Most recent Pay Slip (not older than 1 month)
- Job Letter (not older than 3 months)
Pay us a visit
#85 Henry Street,
Port of Spain
Call us at
(868) 627-6503
Send us an Email
membership@textelcu.com
Monday - Friday : 8:00 am - 4:00 pm
