The Family Indemnity Plan

We've partnered with CUNA Caribbean Insurance Society Limited  to offer the Family Indemnity Plan, a group life insurance plan that provides a level cash benefit in the event of death of an insured person

CUNA FIP

This service offered by the Credit Union together with CUNA Caribbean Insurance Society Limited to provide a cash benefit to be used to cover funeral costs for yourself and eligible family members. You can choose a plan that best suits you:

The Family Indemnity Plan

Love lasts more than a lifetime. That’s why we help make it a bit easier for your loved ones to find comfort. Seven coverage options are available including the new Plan G.

Your benefits:

You can now enjoy up to One Hundred Thousand dollars coverage with the new Plan G* One monthly premium covers final expenses for you and up to five eligible family members (including any two persons you choose from your parents and parents-in-law)No medical examination required. You are eligible to receive the full benefit (per person) where valid claims are made*You get lifetime insurance coverage once you enroll before age 76

Who is covered?

The plan you select can cover you and any combination of the following persons:

  • Your spouse or significant other 
  • Or any combination of up to two persons from your parents or parents-in-law. These persons must be enrolled before age 76
  • Your children (aged 1 through 25 and who are not yet married). Children who are permanently disabled are covered for the duration of their lives once they are enrolled before age 26.

FIP Options

Find out more Come in and visit us or Download the  product brochure


FREQUENTLY ASKED QUESTIONS

CUNA Caribbean Family Critical Illness Plan

What is the CUNA Caribbean Family Critical Illness Plan?

The CUNA Caribbean Family Critical Illness Plan is a health insurance plan that provides coverage for critical illnesses. Critical illnesses are defined as serious, life-threatening conditions that can require expensive treatment. The plan covers up to $300,000 in benefits, and there is no medical exam required to enroll.

Who is eligible for the CUNA Caribbean Family Critical Illness Plan?

The plan is available to individuals and families who are members of a participating credit union. You must be at least 18 years old and under the age of 65 to enroll.

What are the benefits of the CUNA Caribbean Family Critical Illness Plan?

The plan provides coverage for the following critical illnesses:

  • Cancer
  • Heart attack
  • Stroke
  • Paralysis
  • Major burns
  • Organ transplant

If you are diagnosed with one of these conditions, you will receive a lump sum payment of up to $300,000. This money can be used to cover the costs of treatment, lost income, and other expenses related to your illness.

How much does the CUNA Caribbean Family Critical Illness Plan cost?

The cost of the plan varies depending on your age, health, and the level of coverage you choose. You can get a quote online or by contacting a CUNA Caribbean representative.

How do I enroll in the CUNA Caribbean Family Critical Illness Plan?

You can enroll in the plan online, by calling a CUNA Caribbean representative, or by visiting your local credit union.

What happens if I file a claim?

If you file a claim, you will need to provide proof of diagnosis from your doctor. You will also need to submit a claim form and a detailed medical report. CUNA Caribbean will review your claim and make a decision within 30 days.

What if I have questions about the CUNA Caribbean Family Critical Illness Plan?

You can contact CUNA Caribbean by phone, email, or live chat. You can also visit your local credit union for more information.

CUNA Caribbean Critical Illness Rider

What is the CUNA Caribbean Critical Illness Rider?

The CUNA Caribbean Critical Illness Rider is an add-on to the Family Indemnity Plan that provides additional coverage for critical illnesses. Critical illnesses are defined as serious, life-threatening conditions that can require expensive treatment. The rider covers up to $100,000 in benefits, and there is no medical exam required to enroll.

Who is eligible for the CUNA Caribbean Critical Illness Rider?

The rider is available to individuals and families who are members of a participating credit union. You must be at least 18 years old and under the age of 60 to enroll.

What are the benefits of the CUNA Caribbean Critical Illness Rider?

If you are diagnosed with one of the following critical illnesses, you will receive a lump sum payment of up to $100,000:

  • Cancer
  • Heart attack
  • Stroke
  • Paralysis
  • Major burns

This money can be used to cover the costs of treatment, lost income, and other expenses related to your illness.

How much does the CUNA Caribbean Critical Illness Rider cost?

The cost of the rider varies depending on your age, health, and the level of coverage you choose. You can get a quote online or by contacting a CUNA Caribbean representative.

How do I enroll in the CUNA Caribbean Critical Illness Rider?

You can enroll in the rider online, by calling a CUNA Caribbean representative, or by visiting your local credit union.

What happens if I file a claim?

If you file a claim, you will need to provide proof of diagnosis from your doctor. You will also need to submit a claim form and a detailed medical report. CUNA Caribbean will review your claim and make a decision within 30 days.

What if I have questions about the CUNA Caribbean Critical Illness Rider?

You can contact CUNA Caribbean by phone, email, or live chat. You can also visit your local credit union for more information.